
Ameriprise Financial
Business & Professional Services · Financial Advisory
- Active units
- 3,738
- Avg unit volume
- $2.1M
Franchised, year-end 2025
Item 19 cohort year 2025
About Ameriprise Financial
Ameriprise Financial is a leading financial services company based in the United States. Founded in 1894 as Investors Syndicate, it has grown significantly over the years and is now headquartered in Minneapolis, Minnesota. Ameriprise Financial offers a wide range of products and services to its clients, including financial planning, investment management, asset protection, retirement planning, and insurance. They cater to individuals, families, and businesses, striving to help them achieve their financial goals and secure their financial future. On a global scale, Ameriprise Financial operates primarily in the United States, with a strong presence in Canada as well. The company has several noteworthy subsidiaries, including Columbia Management Investment Advisers, Threadneedle Asset Management, and RiverSource Life Insurance Company. They also have joint ventures with other financial institutions, such as Dai-ichi Life Holdings and Canadian Imperial Bank of Commerce. In terms of market position, Ameriprise Financial is one of the largest financial services companies in the United States. It ranks among the top 10 independent broker-dealers and is also recognized globally for its asset management capabilities. The company has a strong reputation for its commitment to client satisfaction and its focus on providing personalized financial advice. Ameriprise Financial has witnessed significant events and achievements throughout its history. In 2005, the company acquired American Express Financial Advisors, which substantially expanded its wealth management business. They have also made strategic acquisitions to enhance their capabilities and broaden their client base. Currently, Ameriprise Financial continues to thrive as a leading financial services company. As of the latest updates, the company has been performing well financially, demonstrating steady growth and maintaining its position as a trusted financial partner for individuals and businesses alike.
Key terms
- Franchise fee
$2k
- Employee job elimination waiver
For employees of Ameriprise Financial who become an Independent Advisor after a job elimination, we may waive the Initial Fee.
- Veteran discount
Not offered
Brand Percentile Rankings
Rankings compare brands in the same operating year. Fee and investment figures come from the FDD (2026 filing).
Growth
- Total locations3738
Franchised units open at year-end
- New openings52
Gross new units opened during the calendar year
- 1-year unit growth rate2.3%
Net unit growth versus prior year
- 3-year unit CAGR-3.4%
Compound annual growth rate of unit count over the trailing 3 years
- Unit growth ratio0.4×
Cumulative opens / closures through year-end
Unit economics
- Annual unit volume (Median)$2.1M
Item 19 cohort year 2025
- Annual unit volume (25th percentile)—
Per FDD Item 19 disclosure
- Annual unit volume (75th percentile)—
Per FDD Item 19 disclosure
- 1-year Median AUV growth rate—
Year-over-year change in median AUV
- Store-level EBITDA Margin—
Median unit-level EBITDA / AUV
Investment profile
- Estimated initial investment$74k
Midpoint of estimated initial investment range
↓ Lower is better - Time to open—
Midpoint of average time from agreement to opening
- Royalty rate—
Percent of net sales paid to the franchisor
- Sales-to-investment ratio27.8×
Median AUV / estimated initial investment midpoint
- Cash-on-cash returns—
Median unit-level EBITDA / estimated initial investment midpoint. Steady-state estimate; year 1 returns will be lower as the unit ramps to median volumes.
Franchisee healthLocked
- Unit closure ratio
- Transfer vs. closure ratio
- Percent multi-unit franchisees
- Litigation rate
- EBITDA multiple on sales & transfers
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Sources
Financial and operating figures are sourced from the brand's Franchise Disclosure Documents. Brand percentile rankings are based on comparisons to other brands that include the same metrics in their Franchise Disclosure Documents.